Metallica are suing Lloyd’s of London over losses from South American tour cancellation

Metal Hammer

Metallica are suing their insurance company, Lloyd’s of London, for allegedly refusing to cover the band for the loss of income they suffered when they were forced to postpone their 2020 South American tour because of travel restrictions imposed to curb the transmission of the Covid-19 virus.

The band filed a lawsuit in the Los Angeles Superior Court on June 7, alleging a breach of contract from the insurance company, and they are seeking compensation, plus ‘a declaration of the rights and obligations of the parties.’ Metallica say that their “cancellation, abandonment and non-appearance insurance” policy with Lloyd’s was denied, with Lloyd’s citing the policy’s communicable disease exclusion. Metallica’s lawyers have criticised this stance as “an unreasonably restrictive interpretation of the policy.”


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